ERPF guarantee to pay a pension for at least ten years, if you die before we have paid your pension for ten years the remaining balance will be paid as a death grant lump sum.
If you have other pensions, deferred pensions or are currently working and paying into the LGPS you may only receive one death grant of the highest value.
ERPF has absolute discretion over who receives any lump sum death grant however, the LGPS allows you to express your wish as to who you would like any death grant to be paid to by completing and returning the Death Grant Expression of Wish form, which will need printing and signing physically:
Alternatively, you are able to update your nominated beneficiaries yourself through our new self-service website, ERPFMSS. For more information on how to sign-up to this, please visit Introducing ERPFMSS.
An ongoing pension is provided for your spouse, registered civil partner or, subject to certain qualifying conditions, your eligible cohabiting partner. This pension is payable immediately after your death for the rest of their life and will increase every year in line with the cost of living.
Eligible children will receive a pension that will increase every year in line with the cost of living.
The amount of pension depends on the number of eligible children you have and whether a survivor’s pension is being paid to your spouse, civil partner or eligible cohabiting partner.